Commercial Lending

For business owners, loans and lines of credit can mean the difference between a company that thrives and one that barely survives. Whether you’re opening a second location, buying new equipment, or simply managing your cash flow, Ocean City Home Bank can help. Our loans, commercial mortgages, and lines of credit offer you the stability and flexibility you need to keep your business strong. Our knowledgeable lending team, combined with local decision-making, ensures a smooth process, from application to settlement.

Ocean City Home Bank has small business loans to help meet the needs of the local business community. The Bank offers lines of credit as well as short-term financing for seasonal and working capital purposes. In addition, term and installment financing is available.


Used for purchasing or refinancing real estate. Terms up to 20 years.


For the purchase of equipment, vehicles or other fixed assets.


Used to fund working capital, manage seasonal cash flow or purchase inventory.


For the expansion of your current facility or the creation of a new facility. Terms up to 1 year for construction.


Through OC Leasing, Ocean City Home Bank offers a flexible alternative for your equipment financing needs. To discuss your leasing options, contact our commercial lending department at the number shown below or contact OC Leasing directly at 888-334-0878.


Please contact our commercial lending department at 609-927-7722 for more information.


Commercial Loan Inquiry
Business Account Application