Commercial Loans

Ocean City Home Bank has been serving the area since 1887. As a community bank based in Cape May and Atlantic County, we understand the needs of our local businesses. That's why we've established a variety of small business products designed to help your business succeed.

Commercial Mortgage

Used for purchasing or refinancing real estate. Terms up to 20 years.

Installment Loan

For the purchase of equipment, vehicles or other fixed assets.

Line of Credit

Used to fund working capital, manage seasonal cash flow or purchase inventory.

Construction Loans

For the expansion of your current facility or the creation of a new facility. Terms up to 1 year for construction.

Equipment Leasing

A flexible alternative for your equipment financing needs offered through OC Leasing. To discuss your leasing options, contact the commercial lending department at the number shown below or contact OC Leasing directly at 888-334-0878.

At Ocean City Home Bank decisions are made locally, by people who live and work in your community. We also provide flexible structuring to meet the various needs of our business clients. We proactively work with clients to provide banking solutions so you can focus on what is most important - building your business!

Commercial Lending Contacts

Please contact our commercial lending department at 1-800-771-7990 for more information.