html, body, div, span, applet, object, iframe, h1, h2, h3, h4, h5, h6, p, blockquote, pre, a, abbr, acronym, address, big, cite, code, del, dfn, em, font, img, ins, kbd, q, s, samp, small, strike, strong, sub, sup, tt, var, b, u, i, center, dl, dt, dd, ol, ul, li, fieldset, form, label, legend, table, caption, tbody, tfoot, thead, tr, th, td {
	margin: 0;
	padding: 0;
	border: 0;
	outline: 0;
	font-size: 100%;
	vertical-align: baseline;
	background: transparent;
}
ol, ul {
	list-style: none;
}
blockquote, q {
	quotes: none;
}
blockquote:before, blockquote:after,
q:before, q:after {
	content: '';
	content: none;
}

/* remember to define focus styles! */
:focus {
	outline: 0;
}

/* remember to highlight inserts somehow! */
ins {
	text-decoration: none;
}
del {
	text-decoration: line-through;
}

/* tables still need 'cellspacing="0"' in the markup */
table {
	border-collapse: collapse;
	border-spacing: 0;
}

body {
	background: #fff url(../images/bg_mastnav.gif) repeat-x top left;
	color: #6b6356;
	text-align: left;
}
body, table, td, div {
	line-height:normal;
	font:9pt tahoma, verdana, Arial, Helvetica, sans-serif;
}
	
a:link, a:visited {	
	color:#c41200;
	text-decoration: underline;
	}
a:hover, a:active {
	color:#c41200;
	text-decoration: none;
	}
	
a img { border: none; }
	
h1 {
	color: #FFF;
	font-size: 17pt;
	padding-top: 20px;
	}
h2 {
	color: #002a46;
	font-size: 14pt;
	font-weight: normal;
	margin-bottom: 18px;
	}
h3 {
	color: #c41200;
	font-size: 10.5pt;
	margin-bottom: 2px;
	}
h4 {
	color: #003e68;
	font-size: 10pt;
	margin-bottom: 5px;

}

p {
	padding:0 0 12px 0;
	line-height: 13pt;
}
ul, ol {
	margin: 15px 0 15px 18px;
	}
ul li {
	list-style-image: url(../images/bullet.gif);
	margin-bottom: 5px;
	padding-left: 3px;
}
hr  {
	background: #d2d0cc;
  	border: 0;
  	color: #d2d0cc;
  	height: 1px;
	margin: 15px 0 15px 0;
	}
	

table {	font-size: 100%; /* IE inheritance fix */ }

.tableheader {
	font-weight: bold;
	color: #5998c8;
	}
	
th {
	background-color:#002a46;
	color:#FFF;
	padding: 3px;
}
	
.tablecontent1 {
	background-color:#fff;
	border-bottom: 1px #ded7c1 solid;
	padding: 3px 0;
}
	
.tablecontent2 {
	background-color:#fff;
	border-bottom: 1px #ded7c1 solid;
	padding: 3px 0;
}
.tablesubheader1 {
    background-color:#fff;
	border-bottom: 1px #ded7c1 solid;
	padding: 3px 0;
}
.tablesubheader2 {
    background-color:#fff;
	border-bottom: 1px #ded7c1 solid;
	padding: 3px 0;
}

.faqQ, .faqA { 
	font-weight: normal;
	font-size: 13pt;
	}

.faqQ { color:#002a46; }
.faqA { color:#5998c8; }
	
.xsmall {
    font-size:.8em; 
	}
.small {
    font-size:.9em;
	}
.medium {
    font-size:1em;
	}
.large {
    font-size:1.1em;
	}
.xlarge{
    font-size:1.2em;
	}

.special3 {
	}
.special2 {
	}
.special1 {
	}

.disclaimer {
	font-style:italic;
	color:#bbb4a1;
}
	
.required {
	color:#6b6356;
}
	
.appfield1 {
	border:1px solid #5e5649;
	background-color:#fff;
}	
.appfield2 {
	border:1px solid #5e5649;
	background-color:#e8e2da;
}
	
/* =LAYOUT =DISTYLES */

/* suggested order for properties [ based on mozilla.org ] */
/* 

display
list-style
position
float
clear
width
height
min-width
min-height
margin
padding
border
background [ color, image, repeat, attachment, position, inherit ]
color
font
text-decoration
text-align
vertical-align
white-space
other text

 */

/* rule to show div borders
div {
	border: 1px solid #090;
	} */

.clearfloat {
	clear: both;
	height: 1px;
	}
.pageContainer {
	border-bottom: 1px #b5b1aa solid;
	width: 100%;
	}
.page {
	width: 960px;
	text-align: left;
	}
	

/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Masthead  :::::: */	
.mast {
	position: relative;
	width: 150px;
	height: 103px;
	}
	
.logo {
	width: 117px;
	height: 119px;
	position: absolute;
	top: 0;
	left: 0;
	}
	
.navUtiWrap {
	height: 84px;
	text-align: right;
	font-size: 7.5pt;
	position: absolute;
	top: 2px;
	right: 0;
	}
/* :::::::::::::::::::::::  uti  ::::::::::::::::::::::: */
.uti {
	text-align: right;
	color: #6b6356;
	font-size: 8pt;
	font-family: tahoma;
	position: relative;
	top: -26px;
	right: 170px;
	margin-right: 80px;
	}
.uti ul {
	margin: 0;
	padding: 0;
	color: #6b6356;
	}
.uti ul li { 
	list-style-image: none;
	list-style-type: none;
	font-size: 8pt;
	margin: 0;
	padding: 0;
	display: inline;
	color: #6b6356;
	}
.uti a:link, .uti a:visited {	
	text-decoration: none;
	color: #6b6356;
	font-size: 8pt;
	}
.uti a:hover, .uti a:active {
	text-decoration: underline;
	color: #6b6356;
	font-size: 8pt;
	}
	
/* :::::::::::::::::::::::  Search  ::::::::::::::::::::::: */
.searchArea {
	position: relative;
	height: 33px;
	top: 2px;
	right: 0;
	font-size: 7.5pt;
	}
.searchArea form {
	font-size: 7.5pt;
	position: relative;
	right: 15px;
	}
.searchArea form img {
	vertical-align: middle;
	}
.searchField {
	color: #5e5649;
	font-family: tahoma;
	font-size: 7.5pt;
	width: 170px;
	height: 19px;
	border: 1px #5e5649 solid;
	position: relative;
	top: 1px;
	left: 0;
	vertical-align: middle;
	}
* html .searchField {
	height: 18px;
	font-size: 7.5pt;
	}
*:first-child+html .searchField {
	height: 22px;
	font-size: 7.5pt;
	}
.searchBtn {
	vertical-align: middle;
	margin-left: 4px;
	}
	
/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Nav  :::::: */
.nav {
	width: 730px;
	height: 38px;
	margin: 0 auto;
	position: absolute;
	text-align: left;
	top: 65px;
	left: 230px;
	}
.nav ul, .nav li {
	list-style: none;
	margin: 0;
	padding: 0;
	display: inline;
	}
.nav li {
	margin: 0 0 0 0;
	padding: 0;
	}
.nav li img {
	margin: 0;
	padding: 0;
	}
	
.content {
	background: url(../images/bg_content.gif) repeat-y top left;
	width: 980px;
	}
	

/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  LeftCol  :::::: */
.contentL {
	float: left;
	width: 228px;
	display: inline;
	}
	
/* :::::::::::::::::::::::  OB  ::::::::::::::::::::::: */
.loginWrap {
	background: #002a46;
	width: 228px;
	}
.loginOB {
	text-align: left;
	line-height: 13px;
	margin: 0;
	padding: 20px 0 0 18px;
	position: relative;
	}
.ttlOB {
	height: 17px;
	}
.ttlOB img {
	vertical-align: middle;
	}
.loginOB form {
	width: 185px;
	margin: 5px 0 0 0;
	padding: 0;
	color: #FFF;
	font-size: 8pt;
	font-family: tahoma;
	text-align: left;
	}
.userField {
	color: #848589;
	font-family: tahoma;
	font-weight: bold;
	position: relative;
	top: 0px;
	left: 0;
	height: 19px;
	width: 185px;
	margin: 0;
	padding: 0 0 0 2px;
	border: none;
	}
.passField {
	color: #848589;
	font-family: tahoma;
	font-weight: bold;
	position: relative;
	top: 0;
	left: 0;
	height: 19px;
	width: 132px;
	margin: 0;
	padding: 0 0 0 2px;
	border: none;
	vertical-align: middle;
	}
.passLink {
	color: #b4be95;
	font-family: tahoma;
	font-size: 7.5pt;
	font-weight: normal;
	position: relative;
	display: inline;
	vertical-align: middle;
	top: 3px;
	left: 0px;
	}
.passLink a:link, .passLink a:visited {	
	text-decoration: none;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	display: inline;
	}
.passLink a:hover, .passLink a:active {
	text-decoration: underline;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	}
.obLinks {
	color: #b4be95;
	width: 195px;
	font-family: tahoma;
	font-size: 7.5pt;
	font-weight: normal;
	border-top: 1px #FFF solid;
	margin-top: 13px;
	padding-top: 10px;
	margin-bottom: 15px;
	text-align: center;
	}
.obLinks a:link, .obLinks a:visited {	
	text-decoration: none;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	padding-left: 1px;
	}
.obLinks a:hover, .obLinks a:active {
	text-decoration: underline;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	}
.obLinks strong {
	color: #FFF;
	font-size: 8pt;
	}
.btnOb {
	margin-top: 0;
	width: 46px;
	height: 22px;
	display: inline;
	vertical-align: middle;
	position: relative;
	left: 14px;
	}
	
/* :::::::::::::::::::::::  BB  ::::::::::::::::::::::: */
.loginBB {
	border-top: 1px #FFF solid;
	padding: 30px 0 7px 18px;
	margin-top: 10px;
	}
* html .loginBB {
	margin-top: 10px;
	padding-top: 20px; 
	}
*:first-child+html .loginBB {
	margin-top: 10px;
	padding-top: 20px; 
	}
.ttlBB {
	vertical-align: top;
	display: inline;
	height: 22px;
	}
.btnBB {
	margin-left: 15px;
	vertical-align: top;
	display: inline;
	height: 22px;
	}
.BBLink {
	color: #b4be95;
	font-family: tahoma;
	font-size: 7.5pt;
	font-weight: normal;
	text-align: center;
	position: relative;
	top: -5px;
	}
.BBLink a:link, .BBLink a:visited {	
	text-decoration: none;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	padding-left: 1px;
	}
.BBLink a:hover, .BBLink a:active {
	text-decoration: underline;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	}
	
/* :::::::::::::::::::::::  Welcome  ::::::::::::::::::::::: */
.welcome {
	width: 184px;
	margin: 10px 0 20px 15px;
	}
.welcome p {
	font-size: 8pt;
	line-height: 11pt;
	margin: 0;
	padding: 10px 20px 0 15px;
	}
* html .welcome p {
	padding-top: 0;
	}
*:first-child+html .welcome p {
	padding-top: 0;
	}
.welcomeTtl {
	color: #c41200;
	font-size: 13.5pt;
	font-weight: bold;
	padding-left: 15px;
	}
.welcome strong {
	color: #002a46;
	font-weight: bold;
	font-family: tahoma;
	font-size: 10.5pt;
	}
.welcome hr  {
	background: #bbb4a1;
  	border: 0;
  	color: #bbb4a1;
  	height: 1px;
	margin: 0 0 5px 0;
	position: relative;
	}

/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  RightCol  :::::: */
.contentR {
	background: url(../images/bg_rightcol.gif) repeat-x top left;
	float: right;
	width: 752px;
	display: inline;
	margin-bottom: 40px;
	}
	
/* :::::::::::::::::::::::  PromoSmall  ::::::::::::::::::::::: */

.promoSmallWrap {
	float:left;
}

.promoSmall {
	width: 442px;
	border-top: 1px #cacaca solid;
	padding-left: 10px;
	padding-right: 30px;
	text-align: left;
	padding-top: 20px;
	margin-bottom: 25px;
	position: relative;
	left: 40px;
	}
.promoSmallTtl {
	color: #002a46;
	font-weight: normal;
	font-family: tahoma;
	font-size: 13pt;
	margin-bottom: 5px;
	}
.promoSmallImg {
	float: left;
	margin: 0 12px 0 0;
	display: inline;
	}
.promoSmallTxt {
	width: 442px;
	line-height: 13pt;
	}
.promoSmall#top {
	border: none;
	}
	
/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Banner Area  :::::: */
	
.bannerArea {
	float:right;
	margin-top:40px;
}	

/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Footer  :::::: */
.foot {
	width: 90%;
	padding: 25px 0 0 0;
	text-align: right;
	}
.footL {
	float: left;
	text-align: left;
	width: 400px;
	color: #655d50;
	margin-left: 25px;
	}
.footL a:link, .footL a:visited {	
	text-decoration: none;
	font-family: tahoma;
	color: #655d50;
	font-weight: normal;
	font-size: 8pt;
	padding-left: 1px;
	}
.footL a:hover, .footL a:active {
	text-decoration: underline;
	font-family: tahoma;
	color: #655d50;
	font-weight: normal;
	font-size: 8pt;
	}
.footR {
	text-align: right;
	float: right;
	}
.footR img {
	vertical-align: middle;
	margin-left: 21px;
	}
	
	
/* :::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::::  Back  :::::: */
body#back {
	background: #fff url(../images/bg_mastnav_back.gif) repeat-x top left;
	color: #6b6356;
	text-align: left;
}


.obLinksBack {
	color: #b4be95;
	width: 130px;
	font-family: tahoma;
	font-size: 7.5pt;
	font-weight: normal;
	margin-top: 6px;
	padding-top: 5px;
	margin-bottom: 15px;
	text-align: right;
	}
.obLinksBack a:link, .obLinksBack a:visited {	
	text-decoration: none;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	padding-left: 1px;
	}
.obLinksBack a:hover, .obLinksBack a:active {
	text-decoration: underline;
	font-family: tahoma;
	color: #b4be95;
	font-weight: normal;
	font-size: 7.5pt;
	}
.obLinksBack strong {
	color: #FFF;
	font-size: 8pt;
	}
.btnObBack {
	width: 46px;
	height: 22px;
	position: absolute;
	top: 50px;
	right: 15px;
	}
	
.sectionLinks {
	width: 228px;
	color: #6b6356;
	font-size: 8pt;
	display: block;
	}
.sectionLinks ul {
	margin: 10px 0 10px 0;
	padding: 0;
	} 
.sectionLinks li {
	color: #6b6356;
	font-size: 8pt;
	font-weight: normal;
	list-style-image: none;
	padding: 0;
	margin: 0;
	display: block;
	border: 1px #ded7c1 solid;
	border-right: none;
	border-left: none;
	}
.sectionLinks ul li ul {
	display:none;
}
.sectionLinks a:link, .sectionLinks a:visited {
	color: #6b6356;
	font-size: 8pt;
	text-decoration: none;
	font-weight: normal;
	padding: 6px 0 6px 25px;
	margin: 0;
	display: block;
	border: 1px #ded7c1 solid;
	border-right: none;
	border-left: none;
	}
.sectionLinks a:hover, .sectionLinks a:active {
	background: #FFF url(../images/tri.gif) no-repeat left;
	color: #6b6356;
	font-size: 8pt;
	text-decoration: none;
	font-weight: bold;
	padding: 6px 0 6px 25px;
	margin: 0;
	display: block;
	border: 1px #bbb4a1 solid;
	border-right: none;
	border-left: none;
	}
.sectionLinks a#on {
	background: #FFF url(../images/tri.gif) no-repeat left;
	color: #6b6356;
	font-size: 8pt;
	text-decoration: none;
	font-weight: bold;
	padding: 6px 0 6px 25px;
	margin: 0;
	display: block;
	border: 1px #bbb4a1 solid;
	border-right: none;
	border-left: none;
	}

.contentRBack {
	float: right;
	width: 752px;
	display: inline;
	margin-bottom: 30px;
	}
.header {
	color: #FFF;
	background: url(../images/bg_hed.jpg) no-repeat top left;
	width: 747px;
	height: 99px;
	padding: 0 0 0 35px;
	}
* html .header {
	width: 710px;
}
.contentBack {
	width: 650px;
	margin: 25px 0 0 38px;
	}
.pageHeader {
    display:none;   
}
.imgContent {
	float: right;
	margin: 0 0 22px 20px;
	display: inline;
	position: relative;
	left: 30px;
	}
.btnBack img {
	margin-right: 17px;
	}
    
#ex_dis{
	background-color: #ffffff;
	font-family: Arial, Helvetica, sans-serif;
	font-size: 8pt;
	font-weight: normal;
	color: #000000;
	text-align: left;
	position: absolute;
	border: 1px solid #B61B21;
	padding: 15px;
	display:none;
	z-index: 500;
	width:400px;
	top:139px;
	left:193px;
	FILTER: progid:DXImageTransform.Microsoft.dropShadow( Color=CCCCCC,offX=7,offY=8,positive=true);
}

.contentTable {
    margin-bottom:10px;
}
.contentTable td {
    padding:3px;
}

#calccontent h1 {
	color: #002a46;
	font-size: 14pt;
	font-weight: normal;
	margin-bottom: 18px;
}
.starimage{
	margin-right: 28px;
}

#banners {
	float: right;
}

#grpBanner, #hpaBanner {
	margin-top: 3px;
	margin-right: 30px;
	margin-bottom: 8px;
}