Additional Services

At Ocean City Home Bank we understand how important your time is. That's why we offer a wide array of banking services designed to minimize the time you spend on your banking.

Enjoy banking and shopping convenience with the Visa® Debit Card. Pay for purchases without cash, without checks and without credit cards. At the same time, you'll have quick and easy access to the funds in your Ocean City Home Bank checking account 24 hours a day. The Visa® Debit Card works just like a check, anywhere Visa® is accepted.


Click here to order checks from Deluxe Corp.


All branches have coin counters located behind the teller line for Ocean City Home Bank customers.


Direct deposit is a safe and convenient way to have your money deposited directly into your checking or savings account. Your money will be automatically transferred into the account(s) of your choice, eliminating the need for a visit to the bank for your deposit. The transaction is completely confidential. Your deposit will appear on your pay stub and can be confirmed by calling Ocean City Home Bank or verifying your balance online.


Direct Deposit can be used for:

  • Salary payments
  • Federal government benefit payments
  • Pension, annuity and dividend payments
  • Expense reimbursement
Share the Ocean City Home Bank Experience!
Ocean City Home Bank now offers a way for you to make money simply by telling your friends and family about us. Tell a friend about Ocean City Home Bank and you'll both get FREE gifts!* The more friends and family you refer, the more you will earn.

How do I get started referring my friend?
Click on the Refer-A-Friend Form link below to print the form or visit a branch to pick up a form. Complete it and send it along with your friend when they come to any Ocean City Home Bank location to open their account. It's that simple.

Refer-A-Friend Form

Program Details:


  • You must be a current Ocean City Home Bank customer to participate in the Refer-A-Friend program. The completed referral card must be presented at the time the account is opened. Your referral must open a qualified account before you can receive your reward.
  • *Referred Friend/new customer must be a new customer of Ocean City Home Bank and must open a qualified account. All account requirements apply. May not be valid with any other promotional offer. Other restrictions may apply.
  • Qualified accounts include personal & business products. All accounts are subject to Ocean City Home Bank's normal approval process.
  • All referring customers will receive a postcard to redeem for their free gift.
  • We reserve the right to disqualify any referrals in circumstances where we have reasonable belief they were not sent to us in good faith. Referral incentives will be paid only to Ocean City Home Bank customers.

    Employees of Ocean City Home Bank are ineligible to participate in this program.
    Refer-A-Friend promotion subject to change and may be withdrawn at any time.
Safe Deposit boxes are available at select branches in a variety of sizes. Boxes can be accessed at any time during regular business hours. Click here for a list of locations.


Visit Treasury Direct for more information on savings bonds.


Put your account information at your fingertips 24 hours a day with a simple phone call from the comfort of your home, office or anywhere there is a touch tone phone. Dial 609-927-7722 anytime day or night to check account information, make Ocean City Home Bank loan payments or to transfer money between accounts.


Apply for Account Online