Checking

Classic Checking Account

  • Interest bearing
  • No minimum balance requirement
  • No monthly maintenance fees
  • One FREE check order per year*
  • Unlimited check writing
  • Visa Check Card with Visa Rewards
  • Bonus CD rates
  • FREE Online Banking with Bill Pay
  • FREE Online Statements
  • FREE Telephone Banking
  • FREE Traveler's Cheques
  • FREE Direct Deposit
  • FREE Financial Services consultation
  • Combined statement when linked to a savings account

*Free checks limited to $10 standard check option only.


Disclosure     Rates     Apply for Account Online



Gold Star Checking Account

  • No minimum balance requirement
  • No monthly maintenance fees  
  • Unlimited check writing
  • Visa Check Card with Visa Rewards
  • FREE Visa debit card usage*
  • ATM surcharge rebates*
  • Bonus CD rates
  • 1/4% discount on Fixed Rate Home Equity Loan
  • FREE Online Banking with Bill Pay
  • FREE Online Statements
  • FREE Telephone Banking
  • FREE Direct Deposit
  • FREE Financial Services consultation
  • FREE Online Mortgage Application
  • Combined statement when linked to a savings account

*Ocean City Home Bank will refund up to 10 ATM surcharge fees per month at the end of each statement cycle for each fee incurred when the checking account has a minimum average daily balance of $2,500. Ocean City Home Bank will not charge their service fee for ATM transactions made at non-Ocean City Home Bank machines regardless of account balance.


Disclosure     Apply for Account Online


Money Market Checking Account


This account is designed to offer competitive interest rates that are tiered to increase as your balance increases. You may make six transfers from your account with only three payments made by check to third parties per cycle period. Interest rates are based on available balances at the following tiers:

  • TIER 1 $0-$4,999
  • TIER 2 $5,000-$49,999
  • TIER 3 $50,000-$74,999
  • TIER 4 $75,000+

Disclosure     Rates     Apply for Account Online


NJ Consumer Checking

  • $3 Monthly Fee
  • FREE Visa Check Card with Visa Rewards
  • FREE Online Banking
  • First 8 checks per month are free ($0.50 each, over 8)

Disclosure     Apply for Account Online


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FDIC Equal Housing Lender Digital Insight, an Intuit company