Electronic Banking

At Ocean City Home Bank, we understand how important your time is to you. That’s why we offer a wide array of electronic banking services designed to minimize the time you spend on your banking. From Online and Mobile Banking to Mobile Remote Deposit Capture and Popmoney®, our electronic banking services allow you to monitor, spend, and even deposit money virtually anytime, from any location. Once you begin using our electronic banking services, you may find you never have to enter one of our lobbies again, but you’re certainly always welcome.

Get account access with the click of a mouse or the push of a button. Experience 24-hour banking from the convenience and privacy of your home or office computer. With online banking you can:


  • Get up-to-the-minute account information
  • Transfer funds between Ocean City Home Bank accounts
  • Print images of cancelled checks
  • Make Ocean City Home Bank loan payments
  • Pay Bills
Discover the fast and easy way to pay all your bills online. There are no more checks to write and no more stamps to buy. You can even arrange to have ongoing fixed-amount payments, such as your mortgage or car payment, automatically paid each month.


eStatements is a FREE service that provides the same information as your paper statement in an electronic version, with the additional security provided through online banking. You can access each monthly statement online anytime for up to 24 months. As an added convenience, you can save each month's statement on your computer or burn it onto a CD for future use.


Understand your complete financial picture by combining information from all of your bank accounts and credit cards in one convenient place. Powered by Quicken®, the award-winning FinanceWorks TM allows you to view account information from 16,000 different financial institutions and credit cards sites, while establishing budget goals, tracking your spending habits, and paying your bills online. FinanceWorks TM is easy, effective, and most of all, secure.


Manage your finances anywhere, anytime with Ocean City Home Bank's Mobile Banking. It's fast and secure. Best of all, you choose whether you want to use a simple text message, your mobile browser or our free app for ultimate, faster access to your finances on the go - with the same security as Online Banking.


With Purchase Rewards you are eligible for exclusive cash back offers when using your Visa Debit Card at the types of places you like to shop. Activate exclusive offers within Online Banking, shop using your debit card, and enjoy cash back deposited into your account at the end of the next month.


Using Remote Deposit Capture, you can deposit a check into your Ocean City Home Bank account without visiting one of our branches. Once you download our mobile app on your iPhone or Android mobile device, you can take a picture of a check and send it to us for acceptance and deposit into your account. Deposit limits and fees apply; see disclosure for details.


Ocean City Home Bank now offers Popmoney®, a convenient online service that allows you to "Pay Other People" or receive funds online through your mobile device. Whether you're sending a gift, reimbursing a friend for an expense or paying an individual for a service, you can use Popmoney® to deduct the money securely from your Ocean City Home Bank account and deposit it directly into the payee's account. Only the payee's email address or mobile phone number is required. From collecting team dues to splitting the dinner tab, it's also easy to request and accept money from a person or group with Popmoney® through Ocean City Home Bank. Payment limits and fees apply; see disclosure for details.


Our External Transfer service allows you to transfer funds between your Ocean City Home Bank accounts and accounts you own at other banks. From one-time to regularly scheduled transfers, this service makes it easy to move money between accounts virtually anytime, from any location. Transfer limits and fees apply; see disclosure for details.


Get the mobile app that lets you control debit card usage and spending on the go!
With CardValet, you can control your spending and protect yourself against fraud, all through a simple app on your phone.


Benefits of CardValet

Fraud Protection
  • When your debit card is "off," no withdrawals or purchases will be approved.
  • Transaction controls allow your card to work only in specific locations or geographic areas.
  • Real-time alerts keep you informed when your card is used or declined.
Control Spending
  • Set spending limits for general use or specify thresholds by merchant types, such as gas, groceries, or retail stores.
  • You can also set controls by location - going on vacation or doing holiday shopping? Simply update your transaction controls to fit your spending needs.
Business Use
  • Use transaction controls for merchant codes, locations, and thresholds to ensure employee spending adheres to company policy.
Getting started is easy. Simply download the CardValet app to your mobile device, then customize usage setting and alert preferences.

Want more information? Check out the FAQS

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