Home Equity Loans

OceanFirst Bank offers home equity financing to fit your every need. So if it's time for home improvements, college financing or shopping for a new car, let your home's equity work for you! We offer great rates and flexible loan terms to fit your borrowing needs.

A Fixed Rate Home Equity Loan is a great option when you have the need to borrow a specific loan amount for a desired loan purpose. The interest from your Home Equity Loan may be tax deductible (consult your tax advisor).

  • Flexible terms available in 5, 10, 15 and 20 year repayment options
  • Minimum loan amounts from $10,000
  • Fixed monthly payments
  • Competitive low rates
  • No closing costs for loan amounts up to $250,000 for New Jersey homeowners

With a Home Equity Line of Credit you can utilize the line whenever needed for any purpose. The interest on your Home Equity Line of Credit may be tax deductible (consult your tax advisor).

  • Flexible terms available in 10, 15 and 20 year draw periods
  • Minimum loan amount $10,000
  • Competitive low rates
  • No closing costs for loan amounts up to $250,000 for New Jersey homeowners
  • Interest-only option available

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