Personal Checking

Whether you’re buying clothes, giving a donation, or making a down payment on a new home, you rely on your checking account to offer simple and convenient access to your assets. Ocean City Home Bank offers a range of checking accounts specifically designed with our customers’ needs in mind. Our Premium, Choice and Basic Checking Accounts provide a variety of features and perks that make it easy for you to save, spend and manage your money.

Meet any ONE of the following requirements and have the monthly service fee waived:
- $10,000 minimum daily checking account balance
- $20,000 minimum combined deposit and/or loan balance (checking/savings/CDs/IRAs/loan) per statement cycle

  • First 125 checks free at account opening
  • Free printed statements (no check images)
  • Unlimited check writing and withdrawals
  • Free ATM/Visa® Debit Card
  • Unlimited free foreign ATM withdrawals
  • Free bill payment
  • Online and mobile banking
  • CD specials

Available FREE to active and retired members of the military (with ID).

Meet any ONE of the following requirements and have the monthly service fee waived:
- $500 minimum daily checking account balance
- $5,000 minimum combined deposit balance (checking/savings/CDs/IRAs) per statement cycle
- $1,000 or more in total checking account direct deposits per month*

  • Free e-statements (with check images)**
  • Unlimited check writing and withdrawals
  • Free ATM/Visa® Debit Card
  • 5 free foreign ATM withdrawals per month
  • Online and mobile banking
  • 5 free bill payments each month

*Direct deposit minimum calculated on an individual account basis.
**Online banking and e-statement registration required; accounts without e-statement registration will incur a paper statement fee of $5 per month.

No minimum balance required.

  • $3 monthly fee
  • Free printed statements (no check images)
  • Unlimited check writing
  • 8 free withdrawals by check per month
  • Unlimited withdrawals with withdrawal slip
  • Free ATM/Visa® Debit Card
  • Online banking, mobile banking, and bill payment are not included with this account.

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