Personal Banking
Savings
Statement Savings Account
Low minimum balance required to earn interest. Can be linked to a Visa Check Card and a combined statement is available with a Bank checking account. (Young Investor Statement Savings account also available.)
Interest earned according to the following tiers:
- $0-$24,999
- $25,000-$49,999
- Over $50,000
$1 minimum balance to open account
Disclosure Rates Apply for Account Online
Certificates of Deposit
Our CDs let you earn high interest on your money with a low minimum balance required to open one! We offer many different terms to suit your savings needs from 3 months to 7 years.
Disclosure Rates Apply for Account Online
Holiday Club Accounts
A variety of denominations are available to save money for Holiday shopping!
- No minimum number of payments to earn interest
- Direct deposit is required
Disclosure Rates Apply for Account Online
Cody's Kids Club Account
An account to teach children the importance of saving. Offered to children up to age 12.
- Savings Passbook account
- Welcome Kit includes a stuffed dog toy and everything a child needs to begin saving!
- Each time a deposit is made in person into the account, the club member may choose a gift from Cody's dog bone
- Members will receive an issue of "Dog Tales," a newsletter filled with games and stories twice a year
Disclosure Rates Apply for Account Online
Passbook Savings Account
Low minimum balance required to earn interest. Money can be withdrawn any time it is needed. (Young Investor Passbook Savings account also available.)
Interest earned according to the following tiers:
- $0-$24,999
- $25,000-$49,999
- Over $50,000
$1 minimum balance to open account
Disclosure Rates Apply for Account Online
EZ IRA Account
An EZ IRA offers the stability of a fixed rate Certificate, while allowing the account owner to make weekly, bi-weekly, or monthly contributions in any denomination. The low minimum balance of $25 allows virtually anyone to begin setting aside savings for retirement.
Traditional IRA Accounts
A Traditional IRA offers tax-deferred earnings, and for some individuals, the ability to take a deduction each and every year!
Roth IRA Accounts
Contributions to a Roth are not deductible. However, if the requirements are satisfied, distributions, including earnings, are tax-free!
SEP IRA Accounts
A SEP (Simplified Employee Pension) is a retirement plan set up by a business owner/employer. The business owner may be a sole proprietor, a partnership or a corporation.
SIMPLE IRA Accounts
A Savings Incentive Match for Employees (SIMPLE) is an employer-sponsored retirement plan in which contributions are made to employee's SIMPLE IRAs.
